A five month old Louisville girl, Avani Ingram, sustained fatal injuries when a pickup truck driven by James O’Bannon ran a stop sign and crashed into the van she was riding in, according to Louisville Metro Police Department. The accident happened at the intersection of 18th Street and Cedar Street. Two other passengers, teenagers Tameka White and Dasia Frazier, were also in the van and injured, as was Avani’s twin sister, LaNiya.
Mr. O’Bannon was driving on a suspended license from a prior DUI. He has been charged with murder, DUI, driving on a suspended license, first degree assault, wanton endangerment and driving without insurance.
This is obviously a tragic accident, and it may only be compounded if Mr. O’Bannon truly did not have insurance that would cover the harms and losses suffered. Uninsured motorist coverage is available in Kentucky and covers someone who is hit and hurt by an uninsured driver, but it is not mandatory coverage, only optional. Unfortunately, far too many Kentuckians drive without insurance and leave those they cause damage and injury to without a way of remedying it unless they protect themselves by purchasing this type of coverage.
We use our blog as a forum to educate the public using real life events. However, we are very sensitive to the fact that these real life events have resulted in a tragedy that will inflict great pain and sorrow on those involved and those close to the victim(s). As such, we understand that they may not approve, and we will immediately remove a post if a victim or their loved ones makes that request.